How to Spot the Latest Tricks and Protect Your Wallet
The Evolution of Phishing Scams
Phishing scams are more convincing than ever, often using personalized details to trick you into clicking malicious links or revealing personal information.
What to Watch For in 2025:
Fake Delivery Notifications: Scammers send emails or texts about fake Amazon or FedEx deliveries to steal your payment information.
Bank Alerts and Account Suspensions: Fraudulent emails claiming unusual activity on your bank account, urging you to verify your identity.
Social Media Phishing: Direct messages from hacked accounts containing suspicious links.
How to Protect Yourself
- Always check the sender’s email address carefully.
- Avoid clicking on links in unsolicited messages.
- Enable two-factor authentication on important accounts.
- If unsure, contact the company directly using their official website or app.
Gift Card Scams – The New Tactics to Watch Out For
Gift card scams are still popular, but scammers are getting more creative. They now pretend to be trusted people—like your boss, grandchild, or even tech support agents.
Common Scenarios in 2025:
Impersonation Emails: Scammers impersonate someone you know, asking for a favor that involves buying gift cards.
Fake Tech Support Calls: Scammers call pretending to be from Apple or Microsoft, claiming your device is compromised and requesting payment via gift cards.
Social Media or Dating Scams: Fake online relationships that ask for financial help through gift cards.
How to Avoid Gift Card Scams:
- No legitimate company or government agency will ask for payment through gift cards—ever.
- If asked to buy gift cards urgently, call the person directly using a known number.
- Never share gift card codes or numbers online, by phone, or by text
What to Do If You’ve Been Scammed:
- Contact the gift card company immediately—they might be able to freeze the funds.
- Report the incident to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov.
- Change your passwords and enable two-factor authentication for added security.
Tech Support Scams – How They’ve Evolved in 2025
Tech support scams are no longer just annoying pop-ups. Scammers now call directly, claiming to be from trusted companies like Microsoft, Apple, or even your internet service provider.
Latest Tricks:
- Cold Calls Claiming Virus Infections: Fake warnings about computer viruses or compromised accounts.
- Remote Access Scams: Scammers ask you to install remote access software, gaining control of your device.
- Subscription Renewal Scams: Calls or emails claiming your tech support subscription is about to expire and needs renewal.
How to Protect Yourself:
- Legitimate companies don’t call unsolicited—hang up if you get an unexpected tech support call.
- Never allow remote access to your device unless you initiated the request with a trusted support provider.
- If unsure, hang up and call the company directly using their official contact information.
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